@wizard of Tauranga
My consulting advice which you can query and ask additional questions
1) You need to get one of the remaining elite halves - luckily prices are coming down. That is your first priority. Munster is a poor option in a game of legends like this and you need a much better option. Voters are going to go straight to spine first off and if someone as low on the totem pole as Munster is there you are in trouble. Spend over $1M here if you need to.
2) Betham at hooker - If you can snake a real bargain basement deal on a better hooker go for it but don't make this a priority as all the big name hooker are gone. Betham is a 4 out o ten player as far as these games go, f you replace him with a 7 out of ten hooker who costs you $600K will anybody care and vote more for you because you have a 7 out of ten hooker instead of a 4 out of ten hooker. I don't think so. The other thing is that this is the warriors forum so while objectively Betham in a game of All time great players is a 4 out of ten this is the warriors forum and people will remember Betham well and regard him as a 5.5 or even a 6 just because he was a fan favourite and got into fights. So are you even upgrading much anyway if you find a 7 out of ten players. I would keep my powder dry for the other priorities for your team. The other thing is that all the all time great 9 or 10 out of ten hookers are gone. I have no idea how mr B got Elias for $100K all of you should be lined up against a wall and shot for letting him do that.
If you don't listen to any of this advice and do upgrade at hooker then don't put Betham on your bench put him in the reserves 18-22 as I mentioned to you - your only chance of winning is your bench which is comfortably the best bench in the competition by miles. No one is close to your bench so don't change that under any circumstances by putting Monty on it.
3) You need an elite all time great centre. Pay over a $1M if you need to. Do what it takes. Roger is not an option at centre. Your team will be laughed at if you put Roger at centre.
4) Take the money you save by leaving your hooker as Betham and upgrade RCG at prop. You have probably the worst starting props in the contest. And RCG is a big reason for that. If Betham is a 4 out of ten is a game of All time greats then RCG barely rates a 2. You must find a strong prop for $600 - $800K who is a household name. Spend more if you need to.
5) I think you will get by with Thorn, Tapau and Murray at 11,12 and 13. If you want to upgrade any of them then Murray at 13.
That is my advice for pimping your team.